Think of staking like putting money into a high-interest savings account but for crypto. The easiest way to stake is to delegate your NEAR to a trusted validator.
When you stake your NEAR tokens, you're locking them into the network temporarily to help keep it secure and running smoothly, like how a bank uses your deposited money to support its operations and loans.
In return, the network pays you rewards - like interest - for your contribution. These rewards come in the form of more NEAR tokens, and they're earned and distributed automatically.
NEAR staking has historically generated a rate of return (since mainnet launch in 2020) of around 8–10% annually.
The Vital Point validator automatically allocates 5% of the rewards to the guild treasury and the remaining ~4% is allocated to members proportionate to their stake.